Cave Creek Homes with Cash New Financing

Cave Creek Homes with Cash New Financing

Welcome to Cave Creek, Arizona—a hidden gem nestled in the heart of Maricopa County that perfectly blends the charm of the Old West with the modern conveniences of today. Known for its breathtaking desert landscapes, vibrant art scene, and rich history, Cave Creek is a haven for those seeking a unique lifestyle surrounded by nature, culture, and community.

Cave Creek boasts a welcoming atmosphere that invites residents to explore its eclectic shops, delightful eateries, and engaging outdoor activities. Whether you're hiking the scenic trails of the nearby Tonto National Forest or enjoying a leisurely afternoon at one of the town's many art galleries, there's always something to captivate your interest. The town is also famous for its equestrian culture, offering ample opportunities for horseback riding and riding lessons.

When it comes to real estate, Cave Creek is an appealing choice for homebuyers looking for homes with cash new financing options. The market here features a diverse array of properties, from charming adobe-style homes to luxurious estates with stunning views of the surrounding mountains. With cash financing available, prospective buyers can enjoy a streamlined purchasing process, making it easier to secure their dream home in this picturesque town.

Living in Cave Creek means embracing a lifestyle filled with adventure, community, and tranquility. Whether you’re a first-time homebuyer or looking to invest in a vacation property, Cave Creek offers a unique opportunity to experience the beauty and charm of Arizona living. Discover your perfect home in this enchanting town today!

Newest Cave Creek Homes with Cash New Financing

3 Beds ⋅ 3 Baths ⋅ 7060714 MLS ⋅ 2,195 SqFt.

Welcome home to Tatum Ranch! Enjoy an open and airy living space featuring soaring ceilings and natural light. The spacious kitchen features granite countertops, white cabinets, stainless appliances and multiple windows overlooking the backyard. Outside, unwind in the sparkling pool with waterfall, relax in the above-ground spa and enjoy low maintenance landscaping. Upstairs, this highly sought-after floor plan includes a versatile loft with access to a large balcony, where you can enjoy breathtaking sunsets & desert views. Primary suite features a full bath and large walk-in closet. Additional highlights include a 3-car garage, water softener loop, pre-plumb for garage sink and more. Enjoy scenic walking paths, Desert Willow Park, beautiful desert surroundings and Tatum Ranch activities.

4124 E Palo Brea Lane, Cave Creek

3 Beds ⋅ 3 Baths ⋅ 7060713 MLS ⋅ 3,134 SqFt.

Extraordinary living in this exceptional custom Santa Fe-style home, boasting breathtaking mountain views. Nestled on nearly an acre, this beautifully crafted residence provides the perfect blend of luxury and comfort. A circular drive, 3-car garage, and gated courtyard with flagstone flooring and a fireplace create a welcoming entrance, while the resort-inspired backyard is an entertainer's dream. Discover a bright, spacious living room with built-in speakers and a formal dining room. Tile flooring in high-traffic spaces, carpet in the right places, tall ceilings, and custom paint enhance the home's inviting ambiance. The cozy family room features a fireplace. The kitchen is equipped with ample storage, tile backsplash, granite countertops, and premium appliances. The owner's suite has outdoor access, a luxurious ensuite bathroom with jetted tub, tiled shower, dual granite vanity, and a walk-in closet. Secondary bedrooms share a Jack & Jill bathroom. Versatile den with adjacent powder room is ideal for a home office or gym, while the laundry room includes a utility sink for added convenience. Enjoy outdoor living under the covered patio, taking in spectacular views. The backyard oasis features a relaxing spa, sparkling pool, built-in grill, fire pit, and a personal putting green. This remarkable property truly has it all!

38844 N Spur Cross Road, Cave Creek

4 Beds ⋅ 4 Baths ⋅ 7060624 MLS ⋅ 3,319 SqFt.

Opportunities like this rarely become available in this distinctive area of Equestrian properties. Meticulously renovated with modern finishes floor to ceiling. Extensive redesigned landscaping with 25000 feet of new pavers, landscaping lighting, barn with 3 stalls & large runs, tack room, feed room, roping arena, cattle pen & turn back alley and a workshop. Whether you're an avid horse enthusiast or seeking privacy & open space this home offers peaceful, modern & elegant living. Inside you have 4 bedrooms 3 remodeled baths, wood & stone flooring, beautiful new kitchen cabinets with Thermador appliances, large quartz island. New windows & sliding pocket bank of doors opening to the patio with beautifully designed & renovated pebble-tec pool with water feature, outdoor BBQ/kitchen area, with mountain views. Ride, hike or bike right from your home into Cave Creek park. This home has it all!

4150 E Galvin Street, Cave Creek

4 Beds ⋅ 5 Baths ⋅ 7060520 MLS ⋅ 4,068 SqFt.

Rare fully renovated Cave Creek estate at the end of a private road on 1.214 acres, with Black Mountain views, no HOA, natural gas, and a 30x40 RV garage. That combination almost never comes to market in this pocket. Natural gas alone is a genuine standout on a Cave Creek county island, where most homes run electric or propane. This single-level home lives large and easy with 4 bedrooms, 4.5 baths, a flex space, soaring 14-foot ceilings, and a bright open floor plan built for indoor-outdoor living. No carpet anywhere, just modern designer tile throughout. The remodeled kitchen is anchored by dual islands, Taj Mahal quartzite counters, and custom white oak cabinetry. A full Monogram appliance package includes a built-in refrigerator, a 48-inch gas cooktop, and a dedicated ice maker, with a walk-in pantry just off the prep space. The kitchen opens to the great room and a dining area with a built-in buffet, and folding glass walls disappear to connect the entire living space to a full-length covered patio. The primary suite is its own retreat with a gas fireplace, a soaking tub, a large walk-in shower, and dual his-and-her closets. Every bedroom has a walk-in closet and its own private ensuite, so guests, extended family, or multi-generational living all work without compromise. A pool bath with direct outdoor access rounds out the layout and sets the home up beautifully for a future pool. Outside is where this property separates itself. A 30x40 high-clearance RV garage with electric sits alongside an oversized side-load 3-car garage with built-in cabinetry. Drive-through lot access and automatic gates at both the front entry and the rear mean you pull straight through with an RV, boat, or trailer and never touch a gate. Add horse privileges and 1.214 acres, and you have room for a motorhome, toys, animals, a workshop, or a business. There is space to add a pool, guest casita, equestrian setup, or sport court and make it entirely your own. Buyer to verify feasibility and intended use. Behind the finishes, the home features a new roof in 2026 with a 5-year warranty, two HVAC units with one replaced in 2025, updated light fixtures throughout, whole-home water filtration by H2O Concepts, and central vacuum. Serviced by City of Scottsdale water, Southwest Gas, APS electric, and private septic. Peaceful yet accessible location where North Phoenix, Scottsdale, and Cave Creek meet, you are minutes from downtown Cave Creek and Carefree, Rancho Manana Golf Club, Black Mountain and Tonto National Forest hiking, Bartlett Lake, and equestrian trails, with Scottsdale dining, shopping, and Desert Ridge an easy 10 minute drive south.

5643 E Rancho Tierra Drive, Cave Creek

5 Beds ⋅ 2 Baths ⋅ 7059840 MLS ⋅ 2,434 SqFt.

Great 5-bedroom home located in the highly desirable Tatum Highlands subdivision of Cave Creek. Beautifully maintained home on a desirable corner lot with a **brand-new roof** plus **2024 HVAC system and water heater** for added peace of mind! Soaring ceilings and wood-look flooring welcome you into the living and dining room. The cozy family room features a fireplace, Kitchen has plenty of cabinets & counter space, stainless steel appliances featuring Sub Zero style fridge, & large pantry. Double doors open to a versatile den perfect for an office. The spacious primary suite includes a fireplace, backyard access, jetted tub, dual sinks, walk-in closet, and ensuite bath. Enjoy the private backyard, a covered patio, commercial misters & built-in BBQ w/ dry bar,& sparkling pool and spa.

4103 E Andrea Drive, Cave Creek

3 Beds ⋅ 3 Baths ⋅ 7058854 MLS ⋅ 3,397 SqFt.

Come experience this exceptional 3 Bedroom + Office | 2.5 Bathroom residence, ideally situated on an oversized lot in a private cul-de-sac within the gated Montevista community. Thoughtfully designed for both everyday living and entertaining, the open floor plan showcases updated wood-look tile flooring, and spacious living areas filled with an abundance of natural light. The chef's kitchen features premium Sub-Zero and Viking appliances, custom cabinetry, a large center island, and a walk-in pantry. The private primary suite offers direct patio access and a luxurious bath with a soaking tub, split vanities, and a custom walk-in closet. Designed to embrace Arizona's indoor-outdoor lifestyle, the lush backyard features a resort-style pool and spa, built-in BBQ, gas fire pit, pergola with misting system and resort style park-like botanical garden landscaped grounds. Residents enjoy Montevista's premier community park, complete with a tot lot, basketball and pickleball courts, walking paths, and several neighborhood pocket parks. This gem of a home is truly one-of-kind, so come experience the very best of Arizona living and fall in love today.

5205 E Barwick Drive, Cave Creek

4 Beds ⋅ 2 Baths ⋅ 7058576 MLS ⋅ 2,311 SqFt.

Welcome to one of Tatum Ranch's finest move-in ready homes, ideally located on the edge of North Scottsdale. This impeccably maintained 4-bedroom, 2-bath residence with a 3-car garage blends thoughtful upgrades with exceptional indoor-outdoor living. Inside, enjoy soaring 12-foot vaulted ceilings, plantation shutters, updated tile flooring throughout, designer lighting, an upgraded kitchen, and a beautifully remodeled primary suite with a custom walk-in shower and organized closet. Outside, your private backyard retreat features a sparkling pool with upgraded equipment, pergola-covered area for spa, built-in BBQ island, retractable patio shades, outdoor misting system, professional landscape lighting, and multiple covered entertaining spaces designed for year-round Arizona living!

28837 N 45th Street, Cave Creek

4 Beds ⋅ 4 Baths ⋅ 7058360 MLS ⋅ 1,100 SqFt.

Now this is a Spectacular horse facility !! The 13.28 acres are nestled in the mountains of north Cave Creek. Access to endless trails, with 24 Stalls in the big barn and 14 stalls in the mare motel plenty of room to enjoy your equestrian equestrian business and lifestyle. Will feature 2 full size arenas (1 lighted) 2 Large tack rooms multiple wash racks (1 with hot water) all with cross ties, round pen and several turnouts. The office/studio overlooks the lighted arena. With a full bath and laundry. Property has an updated 4 bedroom 3 bath Modular home and 2 container homes+a full RV plug. All within a few minutes to the town of Cave Creek for shopping, golf and multiple restaurant options. Sale to convey 2 parcels APN 211-59-060P & APN 211-59-060Q

5315 E Rockaway Hills Drive, Cave Creek

4 Beds ⋅ 3 Baths ⋅ 7057980 MLS ⋅ 2,636 SqFt.

This stunning home welcomes you with a premium lot, mountain views, and a lovely desert landscape. Fall in love with the captivating living room with high ceilings, recessed lighting, tile flooring, a two-way fireplace, and dry bar with wine cooler. The open plan great room has amazing light and flow for entertaining. The kitchen comes with granite counters, ample storage, crown moulding, a mosaic tile backsplash, pendant lighting, SS appliances, large pantry, and an island with a breakfast bar for casual meals. The primary bedroom boasts soft carpeting, a lavish ensuite with an enormous walk-in closet. Enjoy enchanting sunsets in the backyard, showcasing a covered patio, travertine pavers, pristine artificial turf, & a fire pit for evenings under the stars.

5842 E Bramble Berry Lane, Cave Creek

4 Beds ⋅ 4 Baths ⋅ 7057193 MLS ⋅ 3,443 SqFt.

Prepare to fall in love with this meticulously maintained former Engle Homes model. Set on 1.19 acres, this single-level retreat blends luxury, comfort, & thoughtful upgrades throughout. The stunning 2025 chef's kitchen features custom alder cabinetry, Taj Mahal Quartzite countertops, GE appliances, a custom coffee bar, and striking copper accents. Enjoy a private detached casita with kitchenette, executive office with custom built-ins, and a resort-style north-facing backyard complete with a Pebble Tec pool, spa, outdoor kitchen, mature ficus privacy, covered pergola, and a premium wildlife-resistant dog retreat. With owned solar, a Tesla Powerwall, new Lennox HVAC systems, and countless upgrades, this is a home you truly need to experience in person.

3654 E Sierra Way, Cave Creek

4 Beds ⋅ 3 Baths ⋅ 7056174 MLS ⋅ 3,680 SqFt.

This stunning Sonoran Desert jewel is a 4-bedroom, 3-bath multigenerational residence nestled in the heart of Cave Creek. Spanning 3,680 sq ft on a spacious 0.32-acre lot which backs into a 25 acre natural preserve, this home blends timeless Tuscan architecture with modern upgrades. Step inside to soaring ceilings, custom wood beams, and a dramatic 12-foot stone fireplace that burns gas or wood. The open floor plan flows seamlessly into a chef's kitchen with a Sub-Zero fridge and Dacor double ovens. A guest suite with separate entrances offers ideal space for multi-generational living or visitors. Outdoors, enjoy a newly remodeled PebbleTec lagoon-style pool with 2 waterfalls, decorative bowls, and low-maintenance turf. Mountain views frame the backyard, complete with wrought iron fencing and ample entertaining space. Additional highlights include energy-efficient insulation, California Closets, 2 negative edge corner windows, Anderson Premier windows, gas fire pit a storage room, and a 2-car garage. Located in a desirable community with low HOA fees, this property offers both elegance and practicality. This home can be purchased with crypto currency using Propy Title insurance

4502 E Sierra Sunset Trail, Cave Creek

4 Beds ⋅ 4 Baths ⋅ 7055879 MLS ⋅ 3,200 SqFt.

Better than New! Immacculate single level, Modern, Contemporary masterpiece in Cave Creek's coveted Saguaro Trails. This 4 BR/3.5BA home boasts 8ft doors, Soaring Vaulted and Beamed Ceilings, Custom Lighting, a Linear Fireplace & Modern tile flooring throughout the main living areas. The chef's kitchen features a massive oversized island, perfect for entertaining, Dacor Appliances and an LG Fridge! The Expansive Open floor plan is light and airy & includes a luxurious Primary Suite w/a soaking tub and Gorgeous tile shower. The oversized secondary bedroom includes an en suite and the 3 & 4 bedrooms are joined by a Jack & Jill Bath, all of this AND a separate Teen/Flex Room. Step outside to your private oasis featuring a custom pergola and a heated Swim Spa for year round enjoyment

4218 E Desert Vista Trail, Cave Creek

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.