Cave Creek Homes with Owner May Carry New Financing

Cave Creek Homes with Owner May Carry New Financing

Welcome to Cave Creek, Arizona – a hidden gem nestled in the heart of Maricopa County. This charming town, known for its stunning desert landscapes and rich Western heritage, offers a unique blend of rustic charm and modern amenities. With its vibrant arts scene, eclectic shops, and mouthwatering dining options, Cave Creek is the perfect place for those seeking a laid-back lifestyle infused with adventure.

Cave Creek is surrounded by breathtaking natural beauty, including the iconic Black Mountain and the sprawling Tonto National Forest, making it an outdoor enthusiast's paradise. Whether you're hiking, horseback riding, or simply enjoying the picturesque views, the area is sure to captivate your spirit. The town also hosts a variety of community events throughout the year, from rodeos to art festivals, ensuring there's always something exciting happening.

For potential homeowners, Cave Creek offers a range of properties, including homes with Owner May Carry financing options. This financing alternative provides flexibility and accessibility, making it easier for buyers to secure their dream home in this enchanting community. With a diverse selection of homes available, from cozy desert retreats to luxurious estates, you'll find the perfect fit for your lifestyle.

In Cave Creek, the sense of community is palpable, with friendly neighbors and a welcoming atmosphere. Experience the perfect blend of tranquility and excitement in this picturesque town, where your dream home awaits. Explore the possibilities in Cave Creek, and discover why this charming locale is the ideal place to call home.

Newest Cave Creek Homes with Owner May Carry New Financing

5ac of pristine desert land with more Saguaros than you can count located in the Gold Mountain area just north of Cave Creek. 360 views of Elephant Mountain, Gold Mountain and the Town of Cave Creek. Land has gentle topography for easy access and build. Well and Power are on property. Buyer to verify to APS on available power supply. Open to trades and owner carry financing.

424XX N Fleming Springs -- Unit h, Cave Creek

2 Beds ⋅ 2 Baths ⋅ 7051904 MLS ⋅ 1,420 SqFt.

Beautiful Condo located in the wonderful area of Cave Creek. Open floor plan with 2 bedrooms, 2 baths, large island in the kitchen, stainless steel appliances, including a gas range you'll just love to cook with. Quartz counter tops in Kitchen and baths for a real clean look.. Community offers a pool, heated Spa, and a workout facility. Furnishings available

5100 E Rancho Paloma Drive Unit 2021, Cave Creek

4 Beds ⋅ 6 Baths ⋅ 7042712 MLS ⋅ 4,200 SqFt.

Brand-new Modern Mediterranean estate featuring an oversized RV garage! Create a custom outdoor resort with pool, spa, pickleball court, putting green, and personalized landscaping utilizing a $200,000 Backyard Allowance. Set on 1.6 private acres with breathtaking mountain views and spectacular Arizona sunsets, the residence showcases custom luxury finishes throughout, including solid white oak flooring, designer tile, custom inset Alder cabinetry, dual oversized kitchen islands, and a professional-grade Sub-Zero/Wolf appliance package. A seamless blend of sophistication, craftsmanship, privacy, and functionality. Everything about this home exudes luxury and sophistication! You will be so impressed with the attention to detail and quality finishes! Turn your dream backyard into a reality!

5249 E Morning Star Road, Cave Creek

3 Beds ⋅ 2 Baths ⋅ 7034478 MLS ⋅ 1,545 SqFt.

IF equestrian living, privacy, and versatility are your list READ ON Situated on a fully fenced lot this property features a 3-bedroom, 2-bath home with stained concrete flooring, granite countertops, updated appliances, and distinctive custom finishes throughout. Outdoor improvements make this property ideal for horse enthusiasts and those seeking additional usable space. The horse facilities include accommodations for two horses, automatic watering, wash area, and a generous turnout/exercise area located behind the residence. A separate tack room offers additional storage and potential for workshop use.The property also includes a charming treehouse that adds character and outdoor enjoyment. The East side of the lot, find a dedicated RV setup. Zone R-43. Short Term Rental Opportunity.

6610 E Dixileta Drive, Cave Creek

4 Beds ⋅ 4 Baths ⋅ 7027177 MLS ⋅ 5,033 SqFt.

Crafted by a contractor for himself -- and it shows. This 5-acre elevated compound on fully paved Sierra Vista Road delivers over 6,000 square feet of garage space: an air conditioned 4,000+ SF work/flex garage, a dedicated single-car show garage, a 4-car garage in the main house, and an oversized 3-car garage in the guest house. BIG views and horse privileges. This completely remodeled compound is move-in ready. Featuring all the Cave Creek privacy with none of the gravel road compromise. If you need serious space -- for work, equipment, a collection, or a business operation -- this property was purpose-built for exactly that. The 4,000+ SF work garage was built by someone who actually uses one -- with the ceiling clearance, floor load, and air conditioning that serious operators demand The single-car show garage is separate and purpose-built, because the builder understood the difference between a car that gets driven and one that gets displayed. The main house offers a 4-car attached garage. The guest house -- a fully independent structure -- adds an oversized 3-car garage. Total enclosed capacity approaches 13+ cars, not counting the work building. The elevated 5 acres delivers long-range desert views with natural separation from neighbors that flat lots can't replicate at any price. Fully paved road access means no dust intrusion, no monsoon season headaches, and no excess wear on the vehicles you've worked hard to collect. The main house and guest house are fully remodeled and move-in ready -- nothing to phase in, nothing to negotiate around. Horse privileges are in place for a buyer who wants that optionality without a rezoning conversation. This home and Cave Creek are perfect for those who aren't interested in being noticed, but want their friends and family to be comfortable once your there. No HOA. No neighbors 12 feet away. Just acreage, privacy, and the freedom to run a property the way you want. This compound delivers all of it -- and properties built to this standard rarely come available.

42327 N Sierra Vista Road, Cave Creek

Unbelievable Custom lot just north of Carefree Hwy on the gentle slope of the mountain with waterl and electric.BORDERS CAVE CREEK REGIONAL PARK. Beautiful desert plants Exceptional build Ready Hillside Oasis with ACTIVE PERMIT It is fully permitted,shovel ready legacy property. The seller has invested over $200,000 in professional architectural design. LOOK IN DOCUMENTS FOR MORE INFO VIEW OF ANTHEM AZ AND LIGHTS OF PHOENIX MOUNTAIN in the back is a REGIONAL PARK with no structures or roads. Very private and secluded. GORGEOUS VIEWS ONE OF A KIND OWNER MAY CARRY WITH A GOOD DOWN PAYMENT. Multi million dollar homes in the neighborhood. Dead end road. paver driveway Can be built to suit. Plans available. Close to Home Depot shops,and restaurants. Just a few miles to th

36888 N 38th Street Unit -, Cave Creek

4 Beds ⋅ 7 Baths ⋅ 7014731 MLS ⋅ 7,663 SqFt.

An extraordinary desert estate tucked away in Cave Creek, where timeless Southwest architecture meets expansive living and unmatched versatility. Set on a sprawling homesite, this one-of-a-kind residence offers 2 ensuite bedrooms and 7 bathrooms, complemented by several additional bonus spaces that provide limitless potential for a private office, wellness retreat, art studio - you name it! From the moment you enter, the home's character is undeniable--rich Saltillo tile floors flow throughout, grounding the space in warmth and authenticity, while the unique floorplan creates a blend of intimate living and grand-scale entertaining. The outdoor experience is nothing short of exceptional. An expansive covered patio invites year-round enjoyment, overlooking a resort-style pool and vast desert landscape that captures the quiet beauty and privacy that define Cave Creek living. With open skies, natural desert vegetation, and room to create your own vision, this property offers a rare sense of freedom and escape. New interior paint, new roof and new windows in 2026! Designed for those who value space, character, and the ability to live beyond traditional boundaries, this estate is more than a home--it's a lifestyle.

28401 N 55th Street, Cave Creek

5 Beds ⋅ 3 Baths ⋅ 6993791 MLS ⋅ 2,421 SqFt.

NEW PRICE WITH CURRENT APPRAISAL! County Island, zoned RU-43 with ''U'' equestrian privileges and no city oversight--ideal for high-end Airbnb stays with horses. Showcasing a brand-new luxury stable offering 16 stalls, 3 turnout pens, and wash racks in each barn, supported by all-new concrete, plumbing, and electrical. Gated with 28' front and 30' rear access. The residence features expansive living and dining areas, a private laundry room with exterior entry, walk-in closets, and refined guest quarters with full kitchen and bath. Finished with fresh, elegant landscaping.

27435 N 42nd Street, Cave Creek

5 Beds ⋅ 4 Baths ⋅ 6912814 MLS ⋅ 1,828 SqFt.

SELLER CARRYBACK FOR QUALIFIED BUYER. Hollywood like film making opportunity in Cave Creek. Or simply live in it with 5+ beds / 4 baths. This ~1.3-acre property has no city or town jurisdiction and provides a rare opportunity to shoot movies with proper permits. It is impossible to put into words this property's ambience! This very unique oasis is in the midst of horse properties, and Sonoran Preserves, with multi-million-dollar estates surrounding the property. Let your imagination go in where this property can take you with the multiple living / entertaining areas. Originally a production studio for an architect having a major impact on local development, it is still equipped for someone to do the same. Only 2owners in 70 years, this horse property has a variety of livable spac Property originated with a Mobile Home, and structures were added to create additional living space. Buyer(s) to verify all square footages, types of structures, and any other pertinent facts regarding the property.

28628 N 44th Street, Cave Creek

Prime 5.5 acre parcel ready for development. Will need to be rezoned for commercial development. Only 4 acres of the 5.5 is for sale. Seller will keep 1.5 acres. Call for more detailed information. Seller will finance with 30% down, 7% interest and 5 year balloon.

38020 N Vermeersch Road Unit -, Cave Creek

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.