Prescott Homes with FHA New Financing

Prescott Homes with FHA New Financing

Welcome to Prescott, Arizona, a charming city nestled in the heart of Yavapai County. Known for its rich history, stunning natural landscapes, and a vibrant arts scene, Prescott offers an unparalleled quality of life that attracts both families and retirees alike. With its mild climate and breathtaking views of the surrounding mountains and forests, this picturesque city is often referred to as the "Prescott Valley," making it an ideal location for outdoor enthusiasts and those seeking a serene lifestyle.

Prescott boasts a diverse range of homes, perfect for everyone from first-time buyers to seasoned homeowners. With the availability of FHA financing, purchasing a home in this idyllic city has never been easier. FHA loans are designed to help individuals and families secure their dream homes with lower down payments and more flexible credit requirements. This means that whether you’re looking for a cozy cottage downtown or a spacious family home in a quiet neighborhood, Prescott’s real estate market is accessible and welcoming.

The city is also home to a variety of amenities, including charming shops, delectable dining options, and numerous parks and recreational areas. The historic Courthouse Plaza is a hub of community activity, hosting events and festivals throughout the year. With its rich cultural heritage, Prescott is a place where you can truly feel at home.

Discover the beauty and warmth of Prescott, AZ, where your dream home awaits, and a vibrant community is ready to welcome you with open arms. Let us help you explore the possibilities of homeownership in this enchanting city!

Newest Prescott Homes with FHA New Financing

4 Beds ⋅ 3 Baths ⋅ 7060532 MLS ⋅ 2,488 SqFt.

This comfortable home features classic villa architecture in a beautiful mountain setting, w/cathedral ceilings, arched doorways, French doors, hardwood flooring & upgrades galore in a single-story split floor plan. Level driveway. Extensive landscaping, towering Ponderosa pines & ancient alligator junipers, Firewise, & fully irrigated. Front & back paver patios w/ large Trex deck overlooking a small clover/grass lawn (fenced for pets & children). The main level is 3 bedrooms, 2 full baths. The living room has an EPA-rated wood burning fireplace insert that heats the whole house on cold winter nights. The sunroom features windows on 3 sides & an electric fireplace. The lower level through a separate outside entrance is a finished ensuite flex space with 3/4 bath (& easy access to plumbing) perfect for extended family quarters or guest room, office, craft room, art studio, home theater, gym, or income opportunity. Also on the lower level, through a second separate outside entrance, is the furnace/water heater space and a large finished storage room. This house is in the coveted Cathedral Pines subdivision and has been meticulously maintained and improved by an architect wife and handyman husband.

1615 W Jack Pine Road, Prescott

3 Beds ⋅ 2 Baths ⋅ 7060283 MLS ⋅ 1,617 SqFt.

Enjoy panoramic views of Willow Lake, The Granite Dells, SF Peaks, Mingus and the Bradshaws right from your back deck. Whether you're looking for full-time living, a summer get away, or an investment opportunity: this 1/2-acre hilltop lot situated at the end of a private cul-de-sac is centrally located near shopping, schools, medical & the wonderful downtown Prescott courthouse square. This 1600 square foot single level home features 3 bedrooms, 2 baths, oversized 2 car garage & an under-home storage area large enough to be converted into a workshop or hobby room. New ROOF & HVAC. Whole house fan can instantly bring in mountain fresh evening air. Come see this beauty today!

2924 Dell View Lane, Prescott

5 Beds ⋅ 5 Baths ⋅ 7059765 MLS ⋅ 4,516 SqFt.

Timeless Old World elegance meets modern intentional design in this stunning 4,000+ sq. ft. plus separate guest quarters estate. Centered around a magnificent private courtyard, this home creates a seamless indoor/outdoor living sanctuary. The main residence boasts a dramatic Great Room with soaring 14-foot ceilings and a sophisticated gas fireplace anchored by custom concrete surrounds. Engineered hardwood flooring flows into the formal dining room and a dedicated wet bar, perfect for world-class entertaining. Wood-cased hand-cranked windows and Hunter Douglas motorized custom drapery frame the views, while dual sets of patio doors dissolve the boundaries between inside and out. The gourmet kitchen is a chef's masterclass, featuring Kraftmaid cabinetry, Indian Premium Black Granite countertops, a center island with a prep sink, and a classic farmhouse sink in the main countertop. High-end appliances include a 36-inch Verona stainless steel dual-fuel oven range, Bosch 30 inch electric double oven, Sub-Zero refrigerator and freezer, JennAir microwave, and a Bosch dishwasher. The primary suite serves as a private retreat, highlighting a copper tub and an oversized primary closet. This versatile floor plan also includes a separate office, a tech center/game room, and a dedicated exercise room. Off the front courtyard, find a fully contained 380 sq. ft. separate casita/guest quarters. This space features its own private entry, a full bathroom, a prep area, and a separate laundry hookup, ideal for long-term guests, a home studio, or a remote office. The property includes a newly installed wrought-iron fenced rear yard, a water filtration system, a tankless water heater, a central vacuum, a security system, and solar infrastructure. Storage is abundant with a heated and cooled 4-car garage complete with connecting passthrough custom storage cabinetry and epoxy floors. Experience quiet, rustic luxury in every detail.

1229 Sierry Peaks Drive, Prescott

3 Beds ⋅ 2 Baths ⋅ 7059369 MLS ⋅ 2,137 SqFt.

Exceptional value in desirable Yavapai Hills! This one-owner home sits on an oversized 0.38-acre cul-de-sac lot with beautiful views and a peaceful setting. Offering 3 bedrooms, 2.5 baths, a dedicated office (or potential 4th bedroom), plus a versatile bonus room with private entrance behind the garage, the possibilities are endless--guest suite, game room, hobby space, or home gym. The bright kitchen features granite countertops and a picture window overlooking the quiet cul-de-sac. Relax in the inviting living room with its stunning stone fireplace, or unwind on the spacious back deck while enjoying your morning coffee and watching deer pass through the natural surroundings. The oversized garage includes abundant storage, a workshop area, and additional flexible space. Move-in ready and ideally located just minutes from Costco, Trader Joe's, shopping, dining, and medical facilities. A rare opportunity to own a spacious, versatile home in one of Prescott's most sought-after neighborhoods--priced to sell!

4914 Bear Way, Prescott

3 Beds ⋅ 2 Baths ⋅ 7059330 MLS ⋅ 1,894 SqFt.

THIS IS A UNIQUE OPPORTUNITY TO OWN A TRUE TURN-KEY PROPERTY THAT IS READY FOR IMMEDIATE ENJOYMENT ALL FURNITURE IS INCLUDED MAKING THIS AN EXCEPTIONAL, FULLY FURNISHED OFFERING WITH NO DETAIL OVER LOOKED BEAUTIFULL 3 BEDROOM 2 BATH HOME OFFERS 1,894 SQ.FT. OF EXCEPTIONAL LIVING SPACE COMPLETE WITH A 2 CAR GARAGE EXCEPTIONAL PRIVACY BREATHTAKING SURROUNDINGS IMPECCABLE DESIGNER DÉCOR THROUGHOUT. THIS BEAUTIFULLY UPDATED HOME OFFERS EXCEPTIONAL PRIVACY, BREATHTAKING SURROUNDINGS IMPECCABLE DESIGNER DECOR THROUGHOUT UPDATED KITCHEN NEW QUARTZ COUNTER TOPS NEW CARPET NEW CEILING FANS MAJOR SYSTEM UPGRADES INCLUDE A NEW ROOF, NEW A/C AND HEATING NEW TANKLESS HOT WATER HEATER ENERGY EFFICIENCY NEW GARAGE DOOR MOTORS NEW PAVED DRIVEWAY NEW RETAINING WALL FRESHLY PAINTED DECK RAILING

911 Sugarloaf Road, Prescott

4 Beds ⋅ 4 Baths ⋅ 7059048 MLS ⋅ 2,360 SqFt.

Nestled among the towering pines, this exceptional mountain retreat offers the perfect blend of privacy, comfort, and income potential. The property features a spacious 4-bedroom, 3 bath main home plus a charming detached 1-bedroom, 1-bath guest cabin, creating endless possibilities for multi-generational living, hosting guests, or generating rental income. Relax and entertain in the abundance of outdoor living spaces, including covered patios and expansive decks that invite you to enjoy the peaceful forest setting and mountain air. Inside the main home, you're welcomed by a bright flex space currently used as an office, filled with natural light and surrounded by picturesque views. The impressive great room showcases stunning wood ceilings and flows seamlessly into the spacious kitchen featuring two sinks, an oversized prep area, ample cabinetry, and windows that frame breathtaking views in every direction. The private primary suite is a true retreat, complete with direct access to the deck, beautiful forest views, a luxurious bathroom with custom tile work, and a generous walk-in closet. Upstairs also offers an additional bedroom with its own private ensuite bath. Downstairs you'll find two more bedrooms, an additional full bathroom, and a separate entrance, making it ideal for guests, extended family, or a private rental opportunity. Just steps away, the detached guest cabin offers its own cozy mountain charm with a full kitchen, spacious living room, bedroom, bathroom, and laundry area. Currently operating as a successful short-term rental, it generates an average of $1,900 per month, providing an excellent opportunity for supplemental income. Conveniently located less than 10 minutes from Costco and everyday amenities, the property is accessed by mostly paved roads with only approximately the last mile being an easily traveled dirt/gravel road. Rarely does a property combine the tranquility of mountain living with the convenience of town, flexible living spaces, and proven income potential. Whether you're searching for a full-time residence, a family retreat, or an investment opportunity, this one-of-a-kind mountain property truly has it all. Main house=1848sf; 3 bd/3 baths in main; Guest House=512sf 1 Bd -1 bath. Guest house refrigerator does not convey but will be replaced with a like kind

3803 E Sheldon Road, Prescott

4 Beds ⋅ 5 Baths ⋅ 7058582 MLS ⋅ 5,217 SqFt.

Timeless mountain architecture, authentic craftsmanship, and an extraordinary setting among Prescott's iconic granite boulder outcroppings define this exceptional custom residence in the prestigious gated community of American Ranch. Perfectly positioned on 1.31 private acres near the Ranch House and world-class equestrian facilities, the home was thoughtfully designed to embrace the land rather than compete with it--creating a seamless blend of architecture and nature that feels warm, welcoming, and enduring. From the moment the handcrafted entry door opens, the home's character is unmistakable. Massive reclaimed ranch timbers--complete with original nail holes and traces of barbed wire--native stone, furniture-quality alder millwork, and walls of Andersen wood-clad windows create a rich palette of natural materials that echo the surrounding landscape. Every room is filled with warmth, texture, and natural light, offering an atmosphere that is both grand and remarkably comfortable. The heart of the home was designed for gathering. Soaring beamed ceilings, dramatic stone fireplaces, expansive windows, and thoughtfully connected living spaces create an inviting environment for everyday living and memorable entertaining. The chef's kitchen is beautifully appointed with Viking appliances, a Bosch dishwasher, rich alder cabinetry, generous granite work surfaces, and an oversized island that naturally becomes the center of every gathering. The spacious ranch-style main level provides comfortable everyday living, while the private upper level offers exceptional accommodations for family and guests, including a second laundry room. There are two luxurious primary suites. The suite on the main level offers a peaceful retreat with a spa-inspired bath surrounded by natural stone, handcrafted wood, and tranquil views. The primary suite on the upper level offers a private deck to enjoy the views, a custom fireplace, the oversized closet is a true retreat ready for your personal touches, the expansive bathroom offers a large walk-in shower, tranquil soaking tub, and in-floor heating. In addition, there are two generous bedroom suites on the upper level, each with its own en suite bath, a dedicated office, loft, and multiple indoor and outdoor living spaces provide flexibility for every lifestyle. Throughout the home, every detail reflects a commitment to authenticity-from artisan lighting and handcrafted architectural elements to the harmonious use of stone, alder, wrought iron, and reclaimed wood. The result is a residence of uncommon warmth and character, one that feels as though it has always belonged among the granite boulders and beautiful pines of American Ranch. Residents in this prestigious community enjoy access to a private Ranch House, fitness center, pool, fishing lake, miles of riding and hiking trails, and a multi-million dollar equestrian center with horse boarding privileges. Every room is filled with warmth, texture, and natural light, offering an atmosphere that is both grand and remarkably comfortable. The heart of the home was designed for gathering. Soaring beamed ceilings, dramatic stone fireplaces, expansive windows, and thoughtfully connected living spaces create an inviting environment for everyday living and memorable entertaining. The chef's kitchen is beautifully appointed with Viking appliances, a Bosch dishwasher, rich alder cabinetry, generous granite work surfaces, and an oversized island that naturally becomes the center of every gathering. The spacious ranch-style main level provides comfortable everyday living, while the private upper level offers exceptional accommodations for family and guests, including a second laundry room. There are two luxurious primary suites. The suite on the main level offers a peaceful retreat with a spa-inspired bath surrounded by natural stone, handcrafted wood, and tranquil views. The primary suite on the upper level offers a private deck to enjoy the views, a custom fireplace, the oversized closet is a true retreat ready for your personal touches, the expansive bathroom offers a large walk-in shower, tranquil soaking tub, and in-floor heating. In addition, there are two generous bedroom suites on the upper level, each with its own en suite bath, a dedicated office, loft, and multiple indoor and outdoor living spaces provide flexibility for every lifestyle. Throughout the home, every detail reflects a commitment to authenticity-from artisan lighting and handcrafted architectural elements to the harmonious use of stone, alder, wrought iron, and reclaimed wood. The result is a residence of uncommon warmth and character, one that feels as though it has always belonged among the granite boulders and beautiful pines of American Ranch. Residents in this prestigious community enjoy access to a private Ranch House, fitness center, pool, fishing lake, miles of riding and hiking trails, and a multi-million dollar equestrian center with horse boarding privileges.

9880 N Clear Fork Road, Prescott

3 Beds ⋅ 3 Baths ⋅ 7057777 MLS ⋅ 2,274 SqFt.

Enjoy a refreshing change of pace in Prescott's four-season climate. This upgraded single-level home offers 3 bedrooms, 2.5 baths, mountain views and an extended-depth 2-car garage. The remodeled kitchen features pull-out lower cabinets, new backsplash and sink, gas cooktop, separate wall oven and built-in convection microwave. Highlights include an interior gas fireplace, updated guest-bath countertop, owned tankless water heater and water softener, view fence and backyard natural-gas fire feature with decorative rock. The Dells offers a pool, fitness center, pickleball courts, hiking trails and a clubhouse with stunning Granite Dells views, serving kitchenette, concerts, BBQs and activities. Refrigerator does not convey; washer, dryer and select furnishings may be separately negotiated

5209 Meandering Trail, Prescott

2 Beds ⋅ 2 Baths ⋅ 7057539 MLS ⋅ 1,782 SqFt.

Nestled in the highly sought-after Prescott Lakes community, this move-in ready 2-bedroom + den, 2-bath home offers the perfect blend of comfort, style, and stunning golf course views. Enjoy an open, light-filled floor plan featuring a spacious living room with a cozy gas fireplace and an updated kitchen with modern finishes, ample cabinetry, and generous counter space. Relax year-round in the inviting Arizona room while taking in peaceful fairway views. The flexible den is ideal for a home office, hobby room, or guest space. A new roof installed in 2019 provides added peace of mind. Prescott Lakes residents enjoy exceptional amenities including golf, a clubhouse, fitness center, tennis, pickleball, indoor and outdoor pools, and more. Whether you're looking for a full-time residence or a lock-and-leave getaway, this beautifully maintained home is ready for you to move right in.

1397 St George Circle, Prescott

2 Beds ⋅ 1 Baths ⋅ 7057431 MLS ⋅ 1,254 SqFt.

Discover Unlimited Potential in the Heart of Prescott! Welcome to this charming 2-bedroom, 1-bathroom home boasting 1,254 sq. ft. of living space on a 0.16-acre lot. Perfectly situated in one of Prescott's most desirable neighborhoods, this property combines convenience with opportunity. Prime location just steps from Fry's Supermarket, CVS, and Walmart, with Granite Creek Health and Rehabilitation Center nearby. A short 6 10 minute drive brings you to Costco, Target, Home Depot, and all the dining, shopping, and entertainment options in downtown Prescott. With no HOA fees and endless possibilities, this residence is a true blank canvas ready for your creativity. Whether you're looking to craft the perfect family home, a stylish rental, or a smart investment property, this house i

402 Whipple Street, Prescott

2 Beds ⋅ 2 Baths ⋅ 7056519 MLS ⋅ 1,203 SqFt.

Enjoy the best of Prescott living in this charming 2-bedroom, 2-bath condo just minutes from Historic Downtown Prescott! Nestled along the tranquil, tree-lined Granite Creek Greenbelt, this 1,203-square-foot home offers a peaceful setting with exceptional walkability to Prescott's vibrant Courthouse Plaza, boutique shopping, art galleries, restaurants, breweries, live entertainment, and year-round community events. Inside, the open floor plan features a warm and inviting living room with a cozy fireplace, a spacious kitchen with a convenient pass-through to the dining area, and new laminate flooring throughout. The primary suite includes a walk-in closet and private full bath, while the second bedroom and full guest bath provide comfortable accommodations for family or guests.

333 W Leroux Street Unit B6, Prescott

3 Beds ⋅ 3 Baths ⋅ 7056249 MLS ⋅ 1,858 SqFt.

Welcome to this beautifully updated home in the highly sought-after Hassayampa Mountain Club, perfectly situated on a rare double lot offering exceptional privacy, usable outdoor space, and a true mountain retreat feel. Surrounded by towering pines and just a short drive from historic downtown Prescott and Whiskey Row, this property combines peaceful living with unbeatable convenience. The recently remodeled interior features luxury vinyl plank flooring throughout, a stunning updated kitchen, and beautifully renovated bathrooms. The spacious main-level primary suite provides comfort and convenience, complemented by a laundry room, dining room, storage and an additional half bath on the main floor. Upstairs, you'll find two generously sized bedrooms, a large office that is ideal for working from home or a flex space, and an additional full bathroom. Outside, the front and backyard offer endless opportunities for entertaining, gardening, or simply enjoying the serene surroundings. Relax on the charming pocket patios tucked throughout the property, enjoy the convenience of a pass-through driveway, a two-car carport, and the durability of a metal roof, Newer AC Unit installed in 2025. With paved access all the way to the property, abundant outdoor living space, and a setting that captures the beauty of Prescott, this is a rare opportunity to own a special home in one of the area's most desirable neighborhoods.

910 S Lavalley Drive, Prescott

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