Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, Arizona – a hidden gem nestled in the heart of Maricopa County! Known for its warm climate, friendly community, and vibrant lifestyle, Surprise is an ideal place for families, retirees, and everyone in between. With a rich blend of outdoor adventures, shopping, and dining options, this city truly has something for everyone.

Surprise is particularly appealing for veterans and active-duty military personnel looking to settle down, thanks to the availability of homes eligible for VA Loan financing. These loans offer a fantastic opportunity for qualified buyers to purchase a home with favorable terms, including no down payment and competitive interest rates. Imagine stepping into a beautiful home in a welcoming neighborhood without the burden of a hefty down payment – that’s the charm of VA financing!

The city boasts a variety of neighborhoods, each with its unique character and amenities. From family-friendly parks and top-rated schools to golf courses and community events, Surprise is designed to foster a sense of belonging. The vibrant arts scene and numerous recreational facilities ensure that there’s never a dull moment for residents.

Whether you're drawn to the picturesque landscapes, the sense of community, or the financial benefits of VA loans, Surprise, AZ, is the perfect place to call home. Explore your options today and discover the endless possibilities that await you in this remarkable city!

Newest Surprise Homes with VA Loan New Financing

3 Beds ⋅ 2 Baths ⋅ 7060639 MLS ⋅ 1,699 SqFt.

Model-perfect and beautifully updated, this exceptional single-level home offers the ideal combination of style, comfort, and move-in-ready convenience. Featuring 3 bedrooms, 2 baths, a 2-car garage, and a sparkling play pool with new gas heater, every detail has been thoughtfully enhanced. Recent upgrades include wood-look plank LVP flooring throughout, fresh interior paint, plantation shutters, updated lighting, ceiling fans, and designer fixtures. The stunning kitchen showcases elegant quartz countertops, crisp white cabinetry, and newer stainless steel appliances. HVAC system new 2026. Over $75k spent in recent upgrades. Situated on a south-facing corner lot, the private backyard is designed for effortless Arizona living with a covered patio, refreshing play pool.

17278 W Marshall Lane, Surprise

2 Beds ⋅ 2 Baths ⋅ 7060580 MLS ⋅ 2,180 SqFt.

Situated on Desert Springs Golf Course, enjoy stunning lake and mountain views. This Verbena offers a blend of style, and functionality with 2 bedrooms, 2 baths, a den, and flexible living spaces. The gourmet kitchen stands out with custom dark wood cabinetry and vent hood, granite countertops, a full slab granite backsplash, an island with large curved countertop for added dining, pendant lighting, upgraded appliances including a gas range, microwave, wine cooler, a Frigidaire Gallery refrigerator and a large walk-in pantry. The custom A/V wall with gas fireplace adds ambience. A convenient pass-through window opens to the outdoor grilling area, making entertaining convenient and easy. Off of the kitchen, the multi-purpose room is ideal for dining, relaxing or game nights. The inviting great room features a custom entertainment wall with a gas Kiva fireplace, creating a warm and elegant focal point. Skylights in the entry and multi-purpose room fill the home with natural light, while upgraded baseboards, large tile flooring, plantation shutters and paneled interior doors add distinctive charm throughout. The primary suite is truly a "room with a view" The spacious bay window overlooking that golf course is a great spot for a sitting area, a spacious walk-in closet, vanity with dual sinks, and a walk-in shower. The guest bedroom has ample space to make your visitors feel at home and the guest bath offers a tub and shower. The 3-car extended garage has epoxy floors, built-in cabinetry, a service door to the side yard, and a 5-foot extension to the side, creating room for a workshop or hobby room and an enclosed space for storage or a workshop. The third garage bay has been separated with a wall and door. Other features include a reverse osmosis system, hot water recirculation system, updated HVAC, water heater, and a central vacuum system. The inside laundry has an updated Whirlpool Duet front-load washer and dryer, along with cabinetry for added storage. Enjoy spectacular golf course, lake, and mountain views from your backyard in one of the community's most desirable locations. This exceptional home combines quality upgrades, versatile living spaces, and an unbeatable setting.

15869 W Clear Canyon Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7060212 MLS ⋅ 1,351 SqFt.

Welcome to this beautifully maintained 3-bedroom, 2-bath home offering 1,351 square feet of comfortable living in the highly sought-after Rancho Gabriela community. Thoughtfully cared for and truly move-in ready, this home is the perfect fit for first-time buyers, growing families, or anyone looking for a low-maintenance lifestyle. Step inside to discover a functional floor plan designed to maximize both space and everyday living. Bright, inviting interiors create a warm atmosphere that's ready for your personal touch. One of the home's standout features is the A/C system, replaced just five years ago, providing added peace of mind and energy-efficient comfort during Arizona's warmer months. Ideally located just minutes from the Loop 303, you'll enjoy quick access to shopping, dining, parks, and highly rated schools, making daily commutes and weekend activities both easy and convenient. Combining a fantastic location, excellent condition, and exceptional value, this Rancho Gabriela home is ready for its next owner to move in and start making memories.

14867 W Wethersfield Road, Surprise

3 Beds ⋅ 2 Baths ⋅ 7060198 MLS ⋅ 2,051 SqFt.

Highly sought-after RV garage home, additionally featuring a one-of-a-kind private, custom courtyard. This well-cared for 3 bedroom, 2 bath home also includes a fully enclosed, upscale design flex space, perfect for a home office or bonus room. Enjoy fruiting citrus trees, space for your RV, boat, and toys, plus all the community amenities. Ideally located in the fast-growing West Valley with convenient access to Loop 303 and just a short distance from outdoor recreation, dining, and shopping.

17780 W Monte Lindo Lane, Surprise

2 Beds ⋅ 2 Baths ⋅ 7060174 MLS ⋅ 1,728 SqFt.

Home is where the heart is & this is the one!,A warm, cozy,well loved home just waiting for you.This Westward Ho model features 2 bedrooms, 2 bath, & a den that can easily converted to a third bedroom. Upgrades include granite countertops in both kitchen & bathrooms, new plank flooring, carpeted bedrooms, remodeled walk in shower in the primary ensuite, & a tiled accent guest bath. The home has an open flow between dining, living, & family room spaces complete w/ a gas fireplace. The kitchen has s/s appliances, reverse osmosis, & a darling breakfast nook perfect for morning coffee.The home has fun architectual arches throughout. The backyard has a full length covered patio & mature landscaping. The expanded garage accomodates 2 cars & a golf cart. The home has a waster filteration system.

17605 N Coconino Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7060136 MLS ⋅ 1,679 SqFt.

STEP INSIDE! This Beautiful BlueBell Model Home! 3B/2B Split Floor Plan. An Open Concept Living space! That flows seamlessly into the Kitchen, Beautiful Cabinets and Countertops, Large Kitchen Island, Large walk In Pantry, over sized Laundry Room! Muti Slide Door entering your patio, Also A Blank Canvas back yard to create your very own vision and your own design. So much more to see! Come see your new home today!!

14602 W Aster Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7060103 MLS ⋅ 1,708 SqFt.

Meticulously maintained and beautifully updated Coronado model featuring a stunning kitchen with quartz countertops, a gas Wolf cooktop, GE Monogram double ovens, double dishwashers (full-size plus drawer), microwave drawer, and stainless range hood. Luxury vinyl flooring flows throughout with carpet only in the den, complemented by taller baseboards. Both bathrooms have quartz countertops, and the primary suite offers a zero-entry walk-in shower. Additional upgrades include a 2024 HVAC, 2023 water heater, garage cabinets, and a mini-split. Enjoy the full-length covered patio overlooking a beautiful custom mural wall. Leased solar helps keep energy costs down with excellent utility credits. Located in AZT, where residents enjoy an 18-hole golf course, pickleball, tennis, pool.

17674 W Sunbelt Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7059876 MLS ⋅ 2,032 SqFt.

Pride of ownership shines throughout this beautifully maintained home, offered by its original owners since it was built in 2017. Situated on a desirable corner lot, the home features an open-concept layout that creates a bright, welcoming space for both everyday living and entertaining. Inside, you'll find updated flooring installed approximately four years ago, along with a spacious, functional design that flows seamlessly from the living area to the kitchen. Step outside to a backyard designed to be enjoyed year-round. Take a refreshing swim in the pool, unwind in the hot tub, or relax in the charming patio house. Beautifully landscaped grounds with winding pathways create a peaceful outdoor setting that's perfect for entertaining or simply enjoying Arizona's sunshine. Additional highlights include an owned solar system to help improve energy efficiency and reduce utility costs. Combining a desirable corner lot, quality upgrades, and an exceptional outdoor living space, this home is move-in ready and offers the perfect balance of comfort, style, and functionality.

27678 N 175th Drive, Surprise

3 Beds ⋅ 3 Baths ⋅ 7059873 MLS ⋅ 3,032 SqFt.

Some homes check all the boxes. Others create a lifestyle. Perfectly positioned directly across from Wisdom Park, this beautifully maintained Marley Park home combines timeless architecture, exceptional indoor and outdoor living, and the flexible spaces today's buyers are looking for. From the moment you arrive, the quintessential Marley Park front porch invites you to slow down, relax, and enjoy one of the community's most desirable settings, with sweeping views of the park just across the street. Step inside to a dramatic formal living room with soaring two-story ceilings, abundant natural light, and rich solid hardwood oak floors that add warmth and character throughout the main living spaces. Designed for both everyday living and entertaining, the thoughtful floor plan offers ele formal spaces, expansive open-concept gathering areas, and multiple flexible rooms that easily adapt to your lifestyle. The heart of the home is the spacious kitchen, featuring an oversized island, stainless steel appliances, a gas range, walk-in pantry, butler's pantry, and extensive cabinetry, all opening seamlessly to the generous family room and casual dining area. Out back, your private resort-style retreat awaits. Cool off in the sparkling pool, gather around the built-in gas fire pit on cool Arizona evenings, or enjoy outdoor dining beneath the large covered patio. The expansive paver patio and signature Marley Park brick wall create a backyard that feels both inviting and private, making it equally suited for entertaining friends or enjoying a quiet evening at home. One of the home's most unique features is the finished, air-conditioned bonus room with its own private exterior entrance. This versatile space opens the door to endless possibilities, whether you envision a home office, fitness studio, media room, game room, creative workspace, or private retreat. Upstairs, the spacious loft provides yet another flexible living area, complemented by a built-in workstation, abundant storage, conveniently located laundry, and generously sized secondary bedrooms. The primary suite offers a peaceful escape with dual vanities, a soaking tub, separate shower, and an oversized walk-in closet with built-in shelving. Beyond the home itself, Marley Park offers a lifestyle unlike any other in Surprise. Residents enjoy 21 uniquely themed parks connected by the community's signature Arbor Walk, creating beautiful spaces to stroll, play, gather with neighbors, and enjoy the outdoors. Combined with its convenient location near top-rated schools, shopping, dining, and entertainment, it is easy to see why Marley Park remains one of Surprise's most sought-after communities. This is more than just a beautiful home. It is a place to gather, entertain, relax, and enjoy everything that makes Marley Park such a special place to live.

15362 W Eugene Terrace, Surprise

4 Beds ⋅ 3 Baths ⋅ 7059777 MLS ⋅ 1,894 SqFt.

Discover Your Dream Home in the Ridge Collection at North Copper Canyon. The enchanting Lilac plan, a home that exudes charm and functionality. The inviting open main floor features a spacious kitchen with a large island and walk-in pantry, seamlessly flowing into the great room and dining area, perfect for entertaining and everyday living. A stylish powder bath completes this level. Upstairs, you'll find three generously sized bedrooms, including a luxurious primary suite with a walk-in closet and private bath. Each secondary bedroom also has a walk-in closet, ensuring ample storage. The upper floor is enhanced by two linen closets and a versatile loft space, ideal for a cozy reading nook or home office.

17364 W Villa Hermosa Lane, Surprise

3 Beds ⋅ 2 Baths ⋅ 7059774 MLS ⋅ 1,585 SqFt.

Discover your dream home in the Overlook Collection at Rancho Vista. The Dartford floor plan offers ample living space in a modern layout. Two bedrooms flank a bath toward the front of the home, with the foyer leading into an airy, sunlit great room. Steps away, you'll find a dining area and a kitchen with a center island. The primary suite sits at the back of the home, offering a walk-in closet and a private bath. Options include: Deluxe primary bath Included Features 9' ceilings throughout Covered patio Ceramic tile flooring at entry, kitchen, all baths, and laundry Granite slab counters in kitchen and baths Stainless-steel kitchen appliances Front yard landscaping Century Home Connect® smart home technology

22854 W Monona Lane, Surprise

3 Beds ⋅ 3 Baths ⋅ 7059769 MLS ⋅ 1,922 SqFt.

Fall in love with this beautifully updated 2-story residence with a POOL and SOLAR in Bell Pointe! This home features 3 beds, 2.5 baths, low-care landscape, and a 2-car garage w/extended driveway. Discover a seamlessly flowing living & dining room paired with an electric fireplace! Natural light fills the inviting interior, complemented by a designer palette and wood-look floors downstairs. The updated kitchen boasts light grey cabinets, quartz counters, subway tile backsplash, SS appliances, a pantry, recessed lighting, and a serving window w/breakfast bar. All bedrooms have soft carpet floors! The large main bedroom offers a double-door entry, a walk-in closet, & an ensuite w/dual vanities and updated shower . Upstairs you'll also find a loft that can be used as an office/TV area. Your private backyard retreat is designed for entertainment, providing artificial turf and a paver-covered patio, overlooking the sparkling pool w/baja shelf & travertine decking. Conveniently located near Loop 303 & Grand Avenue, Bell Pointe has easy access to shopping, dining, parks, schools, Surprise Stadium, and a variety of everyday conveniences. This gem is move-in ready!

17373 N 185th Drive, Surprise

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