Surprise Homes with VA Loan New Financing

Surprise Homes with VA Loan New Financing

Welcome to Surprise, Arizona – a hidden gem nestled in the heart of Maricopa County! Known for its warm climate, friendly community, and vibrant lifestyle, Surprise is an ideal place for families, retirees, and everyone in between. With a rich blend of outdoor adventures, shopping, and dining options, this city truly has something for everyone.

Surprise is particularly appealing for veterans and active-duty military personnel looking to settle down, thanks to the availability of homes eligible for VA Loan financing. These loans offer a fantastic opportunity for qualified buyers to purchase a home with favorable terms, including no down payment and competitive interest rates. Imagine stepping into a beautiful home in a welcoming neighborhood without the burden of a hefty down payment – that’s the charm of VA financing!

The city boasts a variety of neighborhoods, each with its unique character and amenities. From family-friendly parks and top-rated schools to golf courses and community events, Surprise is designed to foster a sense of belonging. The vibrant arts scene and numerous recreational facilities ensure that there’s never a dull moment for residents.

Whether you're drawn to the picturesque landscapes, the sense of community, or the financial benefits of VA loans, Surprise, AZ, is the perfect place to call home. Explore your options today and discover the endless possibilities that await you in this remarkable city!

Newest Surprise Homes with VA Loan New Financing

4 Beds ⋅ 3 Baths ⋅ 7061080 MLS ⋅ 2,222 SqFt.

Discover the Lavender Plan, a beautifully designed single-story home offering 2,222 sq. ft. of stylish, functional living space on a corner lot with neighboring single level homes. This move-in-ready residence with a Modern Desert style exterior features a front porch, 4 spacious bedrooms, 3 bathrooms, a flexible guest retreat, a 2.5-car garage tandem garage and an outstanding 55' deep backyard situated on an end lot. At the heart of the home, the kitchen shines stained wood shaker 42'' cabinets, quartz countertops, a white designer backsplash, and a large island perfect for gathering. As part of the Ahton Woods Roosevelt Collection, it comes complete with gourmet stainless steel appliances featuring a gas cooktop, under cabinet hood, dishwasher and microwave oven wall unit in addition to prewires for pendant lights. Wood-look plank tile flows through the main living areas, leading to an open great room that connects effortlessly to a covered patio through a 4-panel sliding glass door, ideal for indoor-outdoor living. Additional highlights include a soft water loop, 8-foot interior doors and elegantly finished bathrooms with White Sand quartz countertops and oval sinks. With its thoughtful layout, modern finishes, and welcoming design, the Lavender Plan is a home you'll love to live in every day. Located in the gated Visara community in Surprise (163rd Ave & Visara Pkwy) with future amenities including a pool, basketball court, BBQ/picnic areas, tot lot, community trails, and quick access to Loop 303 & Route 60.

16179 W Red Bird Road, Surprise

3 Beds ⋅ 2 Baths ⋅ 7061076 MLS ⋅ 1,578 SqFt.

Lovely single-level 3-bedroom, 2-bath home featuring a desirable open great room design with a split-bedroom floor plan. Ideally situated across the street from one of the many greenbelts in the sought-after Austin Ranch community. Just off the entry foyer, you'll find a private den, perfect for a home office or a flex space. The spacious kitchen boasts a large island, walk-in pantry, and plenty of cabinet and countertop space. The generous primary suite features a dual-sink vanity, walk-in shower, and large walk-in closet. The secondary bathroom has a convenient tub/shower combo. Step outside to the covered patio with extended paver area and low-maintenance artificial turf, creating the perfect outdoor living space. Additional highlights include a 2-car garage with an epoxy-coated floor. Austin Ranch offers outstanding community amenities, including pool, splash pad, covered playground, dog park, pickleball and basketball courts, and covered picnic and grilling areas.

21915 N 181st Avenue, Surprise

4 Beds ⋅ 3 Baths ⋅ 7061037 MLS ⋅ 2,756 SqFt.

Welcome to your dream home located in the highly coveted Marley Park community of Surprise, Arizona. This spacious residence offers the perfect blend of traditional elegance and modern simplicity. Boasting four spacious bedrooms, three full bathrooms, and a versatile flex room, this property is engineered for everyday living and entertaining. Live in one of Surprise's premier master-planned communities, famous for its tree-lined streets, community pools, resort-style clubhouse and vibrant parks. Located within minutes of the Village at Prasada giving you instant access to dining, shopping and entertainment. Zip anywhere in the valley with speedy access to the Loop 303, Loop 101, US-60. Huge Front Porch Flex Room with Closet Subway Tile in Kitchen Extended Kitchen Island Upgraded Kitchen & Bathroom Hardware Extended Kitchen Cabinets Extended Arcadia Door Wallk In Pantry with Light Outlet in Living Room Floor Living Room Speaker Connections in Ceiling Master Bedroom Linen Closet Master Bathroom Walk in Tiled Shower RV Gate 2 AC Units Pavers & Turfed backyard

13711 N 145th Drive, Surprise

4 Beds ⋅ 2 Baths ⋅ 7061002 MLS ⋅ 2,313 SqFt.

Welcome to this beautifully appointed home in the highly sought-after planned community of Continental at Kingwood. Thoughtfully designed with both elegance and comfort in mind, this exceptional residence offers an inviting open floor plan and an impressive list of premium upgrades. At the heart of the home is a stunning gourmet kitchen featuring luxurious quartz countertops, an oversized island with breakfast bar seating, stainless steel appliances including a built-in microwave and refrigerator, a large farmhouse-style basin sink, spacious walk-in pantry, stylish subway tile backsplash, upgraded cabinetry, and an abundance of countertop and storage space--perfect for everyday living and entertaining alike. The private primary suite is a true retreat, showcasing grand double-door entry, soaring vaulted ceilings, accent plant shelves, direct access to the back yard oasis, a spacious walk in closet, dual vanities, beautiful custom walk in shower, situated on a corner lot, Low maintenance artificial turf in front and rear yards lead you to a sparkling pool, custom stone fireplace ideal for relaxing or entertaining. With its exceptional finishes, thoughtful design and outstanding location, this remarkable home offers the perfect blend of luxury, comfort and Arizona living at its best.

17409 N Cassi Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7061001 MLS ⋅ 2,738 SqFt.

10964 N 161st Ave is a two-story Surprise home built in 2006. The kitchen features wood cabinetry, granite countertops, a center island, a gas range, tile flooring, and stainless steel appliances for cooking and prep. A two-story foyer opens to the main living areas, and a walk-in pantry adds storage near the kitchen. The primary bedroom includes a walk-in closet with built-in shelving and connects to a full bathroom with a double vanity, a soaking tub, and a walk-in shower, while additional bedrooms share further bathrooms. A loft provides flexible upstairs space, and a desert-landscaped yard with a three-car attached garage completes this well-maintained residence with practical amenities throughout.. Included 100-Day Home Warranty with buyer activation

10964 N 161st Avenue, Surprise

4 Beds ⋅ 2 Baths ⋅ 7060981 MLS ⋅ 1,867 SqFt.

Welcome to this beautifully maintained 4-bedroom, 2-bathroom home featuring a spacious 2-car garage and an exceptional backyard designed for Arizona living. The open concept kitchen and dining area flow seamlessly into the expansive great room, creating the perfect space for entertaining and everyday life. The private primary suite is located at the rear of the home and offers a spacious en-suite bathroom with dual vanities, a walk-in shower, and a large walk-in closet. Step outside to your backyard oasis, complete with a custom paver patio, low maintenance synthetic turf, and a high pressure misting system to help keep you cool during the Arizona summers. Additional upgrades include a whole home water softener and reverse osmosis water filtration system. Owner/Agent.

26258 N 165th Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7060887 MLS ⋅ 2,125 SqFt.

13537 N 158th Avenue, Surprise

4 Beds ⋅ 3 Baths ⋅ 7060885 MLS ⋅ 2,222 SqFt.

This stunning single story home offers 2,222 sq ft of functional living space. It features 4 bedrooms, 3 bathrooms, guest retreat area, and a 2.5 car garage. The open concept kitchen is perfect for entertaining and features an Island, a walk-in pantry and stainless steel appliances. It also offers our Essential Collection which includes white 42'' cabinets, quartz kitchen countertops, and 7x22 wood looking plank tile in all the common areas. The great room offers a large sliding glass door so you can step out into your covered patio to enjoy indoor/outdoor living in your backyard with friends and family. The primary suite has a spacious walk-in closet, double sinks, walk-in shower, and an additional linen closet for extra storage. This home also features interior blinds and all appliances included making it move in ready! Located in North Copper Canyon with resort-style amenities and easy access to the 303.

18228 W Creedance Boulevard, Surprise

5 Beds ⋅ 3 Baths ⋅ 7060811 MLS ⋅ 2,536 SqFt.

House being sold ''AS IS''

15476 W Yucatan Drive, Surprise

3 Beds ⋅ 2 Baths ⋅ 7060770 MLS ⋅ 1,685 SqFt.

Come discover this fabulous single-story home, offering comfort, functionality, & impressive upgrades! Sleek interior features wood-look tile floors, fresh paint, bountiful natural light, & window blinds. Find a harmonious open floor plan designed for everyday living & entertaining. Well-appointed kitchen displays SS appliances, crisp white cabinets, tile backsplash, quartz counters, a prep island w/a breakfast bar, & recessed lighting. Impeccable main bedroom provides a walk-in closet & an ensuite w/an enclosed glass shower. PLUS! Dedicated den/office. Venture to the large backyard, where $5,000 in recent improvements enhance the outdoor living space. Enjoy a covered patio & artificial turf, creating the ideal setting for relaxing or appreciating Arizona's beautiful weather. Don't miss!

17251 W Corrine Drive, Surprise

4 Beds ⋅ 3 Baths ⋅ 7060763 MLS ⋅ 2,178 SqFt.

Look no further! This charming 2-story residence in Canyon Ridge West is the one! Featuring a low-care front yard, 2-car garage, 4 beds, 2 baths + powder room, and RV gate. The interior boasts abundant natural light, vaulted ceilings, designer palette, and carpet & wood-look floors t/out. You'll love the seamlessly flowing open layout! The eat-in kitchen is equipped with a pantry, recessed lighting, subway tile backsplash, ample white cabinets & counters, built-in appliances, and a peninsula w/breakfast bar. Double-door den downstairs and cozy loft upstairs, both versatile to suit your needs! The sizable main bedroom has an ensuite with dual sinks & a walk-in closet. The backyard offers a covered patio to relax or enjoy BBQ! Backs onto a common area, adding extra privacy. Home, sweet home!

11426 W Madisen Ellise Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7060758 MLS ⋅ 1,278 SqFt.

Cozy, furnished Kiva model with 2 bedrooms, 2 baths and a small office off of the kitchen. The appliances are new, stainless with a gas range. Plantation shutters adorn the new windows, adding style and function. The new patio slider has verticals. The primary bedroom has a bay window for added space and the ensuite bathroom has a walk-in closet. The guest bedroom has a spacious walk-in closet for added storage. Added features include carpet/tile flooring, upgraded paneled interior doors, a fully fenced back yard against a desert belt, low maintenance landscaping and a Pomelo tree in the backyard. The 2 car garage has lots of cabinets for storage, a Frigidaire freezer, a large step up area with utility sink and laundry space to keep the heat out of the house. This home has SOLAR!

15061 W Woodridge Drive, Surprise

Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.